Founder · Olyv

Rohit Garg

Co-founder & CEO of Olyv, a digital lending company based in Bengaluru.

Co-founder · CEOBengaluruDigital Lending
Founded
2015
Bengaluru, India
Raised to date
$27.9M
2 rounds on record
Latest round
Series C extension
$6.1M · November 2026

About

Rohit Garg is Co-founder & CEO of Olyv, a digital lending company based in Bengaluru, founded in 2015. Olyv's most recent disclosed round was a Series C extension of $6.1M in November 2026.

Compiled from StartupFox records · updates as coverage is published

Company

Est. 2015
Olyv
Digital Lending · Bengaluru · Active

Olyv, formerly SmartCoin, is a Bengaluru-based digital lending platform founded in 2015 by Rohit Garg, Amit Chandel, Vinay Kumar Singh and Jayant Upadhyay. Through its app and website it connects borrowers with RBI-registered lenders, offering small unsecured personal loans to micro-merchants, the self-employed, blue- and grey-collar workers and salaried professionals. It reported FY25 operating revenue of ₹338 crore and net profit of ₹26 crore, and raised a ₹207 crore Series C in February 2026, extended by ₹57.62 crore in November 2026.

Funding
November 2026Series C extension$6.1MNippon India Digital, Fundamentum
February 2026Series C$21.8MFundamentum Partnership Fund, SMBC Asia Rising Fund
Company profile →2 rounds on record

Journey with Olyv

3 milestones
  1. 2015Founded

    Founded in Bengaluru as SmartCoin by Rohit Garg, Amit Chandel, Vinay Kumar Singh and Jayant Upadhyay to offer app-based personal loans through partner lenders.

  2. 2024Milestone

    Rebrands from SmartCoin to Olyv as it expands beyond lending into a broader digital finance platform.

  3. Mar 2025Milestone

    Closes FY25 with operating revenue of ₹338 crore, up 36%, and net profit of ₹26 crore, more than double the previous year.

Also building Olyv

ACAmit ChandelCo-founder→VKVinay Kumar SinghCo-founder→JUJayant UpadhyayCo-founder→

Coverage

1 story
Funding · 12 Nov 2026 · 4 min read
Olyv Raises ₹58 Crore From Nippon India Digital at the Same Price It Set in February

Quick answers

Who is Rohit Garg?

Rohit Garg is a Co-founder & CEO of Olyv, a digital lending company based in Bengaluru, founded in 2015.

Who founded Olyv?

Olyv's founders and leadership on record at StartupFox are Rohit Garg, Amit Chandel, Vinay Kumar Singh and Jayant Upadhyay.

How much funding has Olyv raised?

Olyv has raised $27.9M across 2 disclosed rounds on record. The latest was a Series C extension of $6.1M in November 2026, with Nippon India Digital, Fundamentum.

Where is Olyv based?

Olyv is headquartered in Bengaluru, India.

What has StartupFox reported about Rohit Garg?

StartupFox has published 1 story naming Rohit Garg; the most recent is “Olyv Raises ₹58 Crore From Nippon India Digital at the Same Price It Set in February”.

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Sources & updates

This profile is compiled by the StartupFox desk from company announcements, regulatory filings and our own reporting. If this is you, you can verify it with LinkedIn and edit it.

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