Olyv, formerly SmartCoin, is a Bengaluru-based digital lending platform founded in 2015 by Rohit Garg, Amit Chandel, Vinay Kumar Singh and Jayant Upadhyay. Through its app and website it connects borrowers with RBI-registered lenders, offering small unsecured personal loans to micro-merchants, the self-employed, blue- and grey-collar workers and salaried professionals. It reported FY25 operating revenue of ₹338 crore and net profit of ₹26 crore, and raised a ₹207 crore Series C in February 2026, extended by ₹57.62 crore in November 2026.
1StartupFox story
2015Founded
Digital LendingSector
Nov 2026Latest coverage
Funding
Olyv has raised $28M across 2 disclosed rounds, most recently a Series C extension in November 2026.
$28MRaised
Series C extensionLatest round · November 2026
2Events
Chart appears once 1 more funding round is recorded — below that a chart shows less than the table does.
November 2026Series C extension$6.1MNippon India Digital, Fundamentum
February 2026Series C$22MFundamentum Partnership Fund, SMBC Asia Rising Fund
Investor roster
Every disclosed backer and how often they've written a cheque — repeat names are the strongest conviction signal on the cap table.
New · Latest leadNippon India Digital1 round · 2026
Fundamentum1 round · 2026
Fundamentum Partnership Fund1 round · 2026
SMBC Asia Rising Fund1 round · 2026
Aggregated automatically from the disclosed rounds above.
Founded in Bengaluru as SmartCoin by Rohit Garg, Amit Chandel, Vinay Kumar Singh and Jayant Upadhyay to offer app-based personal loans through partner lenders. ↗
2024 · milestone
Rebrands from SmartCoin to Olyv as it expands beyond lending into a broader digital finance platform. ↗
Mar 2025 · milestone
Closes FY25 with operating revenue of ₹338 crore, up 36%, and net profit of ₹26 crore, more than double the previous year. ↗
February 2026 · funding
Series C — $22M, led by Fundamentum Partnership Fund.
November 2026 · funding
Series C extension — $6.1M, led by Nippon India Digital.
The rest of Olyv's profile is free
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Olyv, formerly SmartCoin, is a Bengaluru-based digital lending platform founded in 2015 by Rohit Garg, Amit Chandel, Vinay Kumar Singh and Jayant Upadhyay. Through its app and website it connects borrowers with RBI-registered lenders, offering small unsecured personal loans to micro-merchants, the self-employed, blue- and grey-collar workers and salaried professionals. It reported FY25 operating revenue of ₹338 crore and net profit of ₹26 crore, and raised a ₹207 crore Series C in February 2026, extended by ₹57.62 crore in November 2026.
Who founded Olyv?
Olyv's founders and leadership on record at StartupFox are Rohit Garg, Amit Chandel, Vinay Kumar Singh and Jayant Upadhyay.
How much funding has Olyv raised?
Olyv has raised $28M across 2 disclosed rounds. The most recent was a $6.1M Series C extension in November 2026.
Who are Olyv's investors?
Disclosed investors in Olyv include Nippon India Digital, Fundamentum, Fundamentum Partnership Fund, SMBC Asia Rising Fund.
What is the latest news on Olyv?
The most recent StartupFox coverage is “Olyv Raises ₹58 Crore From Nippon India Digital at the Same Price It Set in February” (12 November 2026). All stories are listed on this page.
Sources & updates
This profile is compiled by the StartupFox desk from company announcements, regulatory and exchange filings (RoC/MCA, NSE/BSE) and our own reporting. 0 of 2 funding rounds link to a named source.
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