Founder · Seeds Fincap

Sumeet Dhall

Co-founder of Seeds Fincap, a msme lending company based in Gurugram.

Co-founderGurugramMSME Lending
Founded
2021
Gurugram, India
Raised to date
$24.4M
3 rounds on record
Latest round
Series B
$10.4M · October 2026

About

Sumeet Dhall is Co-founder of Seeds Fincap, a msme lending company based in Gurugram, founded in 2021. Seeds Fincap's most recent disclosed round was a Series B of $10.4M in October 2026.

Compiled from StartupFox records · updates as coverage is published

Company

Est. 2021
Seeds Fincap
MSME Lending · Gurugram · Active

Seeds Fincap is a Gurugram non-deposit-taking NBFC lending to nano enterprises, small businesses and individuals, mainly in Tier 2 and Tier 3 towns, where borrowers run real businesses but rarely have the audited accounts, tax filings or credit history that bank underwriting requires. Founded by Subhash Chandra Acharya, Avishek Sarkar and Sumeet Dhall, it began lending in 2021 and assesses borrowers on cash flow, with field teams handling sourcing, onboarding, credit assessment, documentation, collections and monitoring. Loans range from ₹50,000 to ₹10 lakh, including unsecured Samvardhan and

Funding
October 2026Series B$10.4MMichael & Susan Dell Foundation (lead), Z47, Lok Capital, Norinchukin Capital, Alteria Capital
August 2025Follow-on round$5.5MZ47 (co-lead), Lok Capital (co-lead)
July 2024Series A$8.5MLok Capital (co-lead), Matrix Partners India, now Z47 (co-lead)
Company profile →3 rounds on record

Journey with Seeds Fincap

3 milestones
  1. 2021Founded

    Begins lending to micro and small businesses in Tier 2 and Tier 3 towns from Gurugram, with unsecured Samvardhan and secured Samridhi loans for traders, manufacturers, service providers and dairy businesses with at least three years' history, alongside group loans for women entrepreneurs.

  2. Jul 2024Milestone

    Raises over $4.5 million in debt through non-convertible debentures from its first development finance institution, with 100 branches across eight states including Uttar Pradesh, Bihar, Rajasthan and Haryana, a loan book above ₹330 crore and more than 50,000 customers.

  3. Aug 2026Milestone

    Reaches ₹722 crore in assets under management across 164 branches and more than 70,000 active borrowers, after disbursing about ₹620 crore in FY26, its second consecutive profitable year.

Also building Seeds Fincap

SCSubhash Chandra AcharyaCo-founder · MD & CEO→ASAvishek SarkarCo-founder · Whole-Time Director & CRO→

Coverage

1 story
Funding · 1 Oct 2026 · 6 min read
Seeds Fincap Raises ₹100 Crore to Lend to Businesses Too Small to Have a Balance Sheet

Quick answers

Who is Sumeet Dhall?

Sumeet Dhall is a Co-founder of Seeds Fincap, a msme lending company based in Gurugram, founded in 2021.

Who founded Seeds Fincap?

Seeds Fincap's founders and leadership on record at StartupFox are Subhash Chandra Acharya, Avishek Sarkar and Sumeet Dhall.

How much funding has Seeds Fincap raised?

Seeds Fincap has raised $24.4M across 3 disclosed rounds on record. The latest was a Series B of $10.4M in October 2026, with Michael & Susan Dell Foundation (lead), Z47, Lok Capital.

Where is Seeds Fincap based?

Seeds Fincap is headquartered in Gurugram, India.

What has StartupFox reported about Sumeet Dhall?

StartupFox has published 1 story naming Sumeet Dhall; the most recent is “Seeds Fincap Raises ₹100 Crore to Lend to Businesses Too Small to Have a Balance Sheet”.

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Sources & updates

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