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Ujjivan Small Finance Bank
BankingBengaluru, India
Ujjivan Small Finance Bank is a Bengaluru-based small finance bank serving unserved and underserved customers, with roots in microfinance and a large base of women borrowers. It commenced banking operations in February 2017, converting from Ujjivan Financial Services, the microfinance institution founded by Samit Ghosh in 2005. It is a flagship deployment for Navana.ai's voice technology through the Hello Ujjivan app, a voice-led banking interface built for customers with limited literacy or comfort with text.
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What is Ujjivan Small Finance Bank?
Ujjivan Small Finance Bank is a Bengaluru-based small finance bank serving unserved and underserved customers, with roots in microfinance and a large base of women borrowers. It commenced banking operations in February 2017, converting from Ujjivan Financial Services, the microfinance institution founded by Samit Ghosh in 2005. It is a flagship deployment for Navana.ai's voice technology through the Hello Ujjivan app, a voice-led banking interface built for customers with limited literacy or comfort with text.
Who founded Ujjivan Small Finance Bank?
Samit Ghosh is the founder or leader of Ujjivan Small Finance Bank on record at StartupFox.
What is the latest news on Ujjivan Small Finance Bank?
The most recent StartupFox coverage is “Navana.ai Raises ₹40 Crore for Voice AI That Runs Inside the Bank, Not the Cloud” (7 September 2026). All stories are listed on this page.
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This profile is compiled by the StartupFox desk from company announcements, regulatory and exchange filings (RoC/MCA, NSE/BSE) and our own reporting.
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