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Karta AI

Voice AI for BFSIBengaluru, India

Karta AI is a Bengaluru company building voice AI agents for inbound customer operations at banks, lenders, fintech companies and insurers. Founded in 2024 by Vijaypal Singh, its chief executive, and Abhishek Kushwaha, both former Razorpay executives who worked on internal AI automation there, it began with chat-based automation and added voice in August 2025, and now runs across voice, chat, email and WhatsApp. Its agents connect to enterprise systems to resolve complex, multi-system queries and handle several customer requests in a single conversation, escalating to humans when needed, with

1StartupFox story
2024Founded
Voice AI for BFSISector
Oct 2026Latest coverage

Funding

Karta AI has raised $3M across 1 disclosed round, most recently a Seed in October 2026.

$3MRaised
SeedLatest round · October 2026
1Event
Chart appears once 2 more funding rounds are recorded — below that a chart shows less than the table does.
October 2026Seed$3MPeerCapital (co-lead), Cedar Hill Capital (co-lead), Wyser VC, CDM Capital, Seedstars

Investor roster

Every disclosed backer and how often they've written a cheque — repeat names are the strongest conviction signal on the cap table.

New · Latest leadPeerCapital (co-lead)1 round · 2026
CDM Capital1 round · 2026
Cedar Hill Capital (co-lead)1 round · 2026
Seedstars1 round · 2026
Wyser VC1 round · 2026
Aggregated automatically from the disclosed rounds above.

Leadership

The Karta AI journey

2024 · founded
Founded in Bengaluru by former Razorpay executives Vijaypal Singh and Abhishek Kushwaha, starting with chat-based automation of customer support for financial services. ↗
Aug 2025 · milestone
Expands from chat into voice AI for inbound customer calls at lenders, fintechs and insurers. ↗
October 2026 · funding
Seed — $3M, led by PeerCapital (co-lead).
Oct 2026 · milestone
Handles around 2 million customer conversations a month in more than 25 languages, resolving about 70% of borrower queries end to end, with 10 to 12 paying customers including PhonePe, Bajaj and Aavas. ↗

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Frequently Asked

What is Karta AI?

Karta AI is a Bengaluru company building voice AI agents for inbound customer operations at banks, lenders, fintech companies and insurers. Founded in 2024 by Vijaypal Singh, its chief executive, and Abhishek Kushwaha, both former Razorpay executives who worked on internal AI automation there, it began with chat-based automation and added voice in August 2025, and now runs across voice, chat, email and WhatsApp. Its agents connect to enterprise systems to resolve complex, multi-system queries and handle several customer requests in a single conversation, escalating to humans when needed, with

Who founded Karta AI?

Karta AI's founders and leadership on record at StartupFox are Vijaypal Singh and Abhishek Kushwaha.

How much funding has Karta AI raised?

Karta AI has raised $3M across 1 disclosed round. The most recent was a $3M Seed in October 2026.

Who are Karta AI's investors?

Disclosed investors in Karta AI include PeerCapital (co-lead), Cedar Hill Capital (co-lead), Wyser VC, CDM Capital, Seedstars.

What is the latest news on Karta AI?

The most recent StartupFox coverage is “Karta AI Raises $3M to Handle the Customer Calls That Need More Than One Answer” (22 October 2026). All stories are listed on this page.

Sources & updates

This profile is compiled by the StartupFox desk from company announcements, regulatory and exchange filings (RoC/MCA, NSE/BSE) and our own reporting. 0 of 1 funding round links to a named source.

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