Mainak Ghosh
Author

Mainak Ghosh

Writer

Mainak Ghosh is an actuarial and insurance professional with 10 years of experience across health and general insurance. He writes about automation, insurance, InsurTech, healthcare, FinTech, actuarial technology, AI-led workflows, regulatory transformation and the future of financial services. His work focuses on how technology can simplify complex insurance processes, modernize pricing and underwriting workflows, and improve decision-making across the industry.

4Stories
1This Week
Fintech · SaaS & Tech · 6 Oct 2026 · 4 min

Razorpay Will Help Indian Brands Buy Ads Inside ChatGPT

The launch brands are jewellery, insurance, matchmaking and education, all categories where buyers ask questions before they know what to search for.
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Policy · Fintech · 30 Sept 2026 · 4 min

IRDAI's Public Insurance Registry Consultation Closes Today

It is the quieter of IRDAI's two open consultations, and for distribution businesses it may be the more consequential one.
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Fintech · Policy · 25 Sept 2026 · 4 min

IRDAI Has Proposed Capping Insurance Commissions, And PB Fintech Fell 36%

Expense caps free up money for insurers while capping what distributors can earn. ICICI Lombard rose 5 per cent on the same day Turtlemint hit its floor.
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Healthcare · Policy · 16 Sept 2026 · 5 min

A ₹11 IV Set Billed At ₹325 Lands On Someone's Health Insurance Claim

The markups are the contested line in Indian health claims. Insurers have the data to see them and have lacked the regulatory basis to refuse them.
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