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Aham Housing Finance

Affordable Housing FinanceChennai, India

Aham Housing Finance is a Chennai-based affordable housing finance company registered with the National Housing Bank as a non-deposit-taking HFC. It lends to self-employed and first-time buyers with informal incomes across Tamil Nadu, Andhra Pradesh, Karnataka and Telangana, at an average ticket of about ₹13 lakh.

1StartupFox story
2017Founded
Affordable Housing FinanceSector
Jul 2026Latest coverage

Funding

Aham Housing Finance has raised $14M across 2 disclosed rounds.

$14MRaised
$10MLatest round
2Events
Chart appears once 1 more funding round is recorded — below that a chart shows less than the table does.
Not disclosed
Jul 2026Round$10MThe Sanmar Group, Negen Capital Not disclosed
Nov 2023Round$4MNegen Capital Not disclosed

Financials

Revenue and profit after tax as filed with the Registrar of Companies.

FY24Revenuereported
₹13 Cr
PAT₹0 Cr profit
EBITDA
Growth+63% YoY
Basisstandalone
Marked audited by CARE Ratings. ROTA 0.07%, cost-to-income 97.62%.
Tap any bar to see that year
₹ figures as filed, not restated

Leadership

VKVenkatesh KannappanFounder, Managing Director and CEO
RVRaja Vaidyanathan S VBoard Member
DRDesh Raj DograDirector

The Aham Housing Finance journey

Nov 2017 · founded
Incorporated in Chennai on 21 November 2017, promoted by Venkatesh Kannappan.
Jan 2020 · milestone
Begins lending after receiving a certificate of registration from the National Housing Bank as a non-deposit-accepting housing finance company.
Nov 2023 · funding
Round — $4M at Not disclosed, led by Negen Capital.
Mar 2025 · milestone
CARE Ratings reaffirms bank facilities at CARE BBB-; Stable. AUM stood at ₹108 crore across 21 branches as on 31 December 2024, with gearing of 0.70x.
Jul 2026 · funding
Round — $10M at Not disclosed, led by The Sanmar Group.
Jul 2026 · milestone
Reports operating more than 30 branches across four states, having added Telangana to its Tamil Nadu, Andhra Pradesh and Karnataka footprint.

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Frequently Asked

What is Aham Housing Finance?

Aham Housing Finance is a Chennai-based affordable housing finance company registered with the National Housing Bank as a non-deposit-taking HFC. It lends to self-employed and first-time buyers with informal incomes across Tamil Nadu, Andhra Pradesh, Karnataka and Telangana, at an average ticket of about ₹13 lakh.

Who founded Aham Housing Finance?

Aham Housing Finance is associated with Venkatesh Kannappan.

How much funding has Aham Housing Finance raised?

Aham Housing Finance has raised $14M across 2 disclosed rounds. The most recent was a $10M round in Jul 2026.

Who are Aham Housing Finance's investors?

Disclosed investors in Aham Housing Finance include The Sanmar Group, Negen Capital.

What is Aham Housing Finance's valuation?

Aham Housing Finance was last reported at Not disclosed, at the time of its round in Jul 2026.

Is Aham Housing Finance profitable?

Per its FY24 standalone filing, Aham Housing Finance reported ₹13 Cr in revenue, with a ₹0 Cr profit.

What is the latest news on Aham Housing Finance?

The most recent StartupFox coverage is “Aham Housing Finance Raises ₹100 Crore Led by The Sanmar Group to Expand Affordable Home Loans” (31 July 2026). All stories are listed on this page.